Who acts on my behalf?
A Notaire. This is a French government official [equivalent of the UK Solicitor]. A Notaire normally acts for both parties.

Do I pay a deposit and, if so, when and who to?
Yes, a deposit [10% of the purchase price] is payable direct to the Notaire upon the signing of the Compromis de Vente.

You should please bear in mind that you would be asked to provide the following documents at this point:

• Birth Certificate - certified copy
• Passport - certified copy
• Marriage Certificate - certified copy
• Divorce Certificate - certified copy [if applicable]

What is the Compromis de Vente?
The Compromis de Vente is the binding contract between the Vendor and the Purchaser. This is a binding contract and does not allow for either party to withdraw unless for reasons allowed under condition suspensives [special conditions].

What is the Acte de Vente?
The Acte de Vente is signed on completion of the transaction. Once you have been given a date for the final signing you will receive notification of the balance of purchase monies together with all other agreed fees. These funds have to be transferred to the Notaire prior to completion going ahead.

What about Insuring the Property?
You are required under French law to insure the property against third party claims as soon as you become the owner[s] i.e. the day of completion.

How does the French Inheritance Law effect me?
You should be aware that French Inheritance laws are very different to those in England. Jointly owned property does not automatically pass to the survivor.
A clause Tontine can be inserted into the Acte de Vente prior to completion. This has the effect of ensuring the remaining owner will inherit the deceased's share. However, we strongly advise you to take legal advice on this aspect.

What Property taxes are payable annually?

Taxe Fonciere - General Rate payable in arrears to the local Council

Tax d'Habitation - Payable by the occupier of the property

Taxes are generally much lower in France than in the U.K.